The GST/HST Credit 2025 is one of the most helpful support programs from the Canada Revenue Agency (CRA), designed to assist low- and moderate-income families in managing their expenses. This year, eligible individuals can receive up to $533 direct deposit based on their income and family size. The CRA has officially confirmed the full payment dates for 2025, ensuring recipients know when to expect their funds. This non-taxable benefit provides essential financial relief, especially as living costs continue to rise across Canada.
Eligibility Criteria for GST/HST Credit 2025
To qualify for the GST/HST benefit, individuals must be permanent residents of Canada and file their annual tax return, even if they have no income. Eligibility is automatically determined by the Canada Revenue Agency using the latest tax information. Factors such as marital status, number of children, and adjusted net income directly affect the total credit amount. For most recipients, the GST/HST Credit 2025 serves as an important financial cushion that helps offset the rising cost of goods and services across the country.
Payment Amounts and Calculation Details
The maximum GST/HST Credit amount depends on both your income level and family situation. For the 2025 cycle, individuals may receive up to $533, while married or common-law couples could qualify for higher combined payments. Families with dependent children will receive an additional amount per child. The CRA reviews your income tax return and automatically calculates your credit eligibility—no separate application is required. This ensures that payments are fair, transparent, and directly deposited into your account on the scheduled dates.
Payment Dates and Deposit Schedule 2025
The CRA payment schedule for the GST/HST Credit is divided into four quarterly installments. Eligible recipients can expect direct deposits on the confirmed dates listed below. The CRA typically releases the funds around the fifth day of each payment month, ensuring timely support to help Canadians meet their basic expenses. It’s important to ensure your banking details are updated in your CRA account to avoid any delays in receiving your benefit.
| Quarter | Payment Month | Deposit Date (2025) | Payment Type |
|---|---|---|---|
| 1st Quarter | January | January 5, 2025 | Direct Deposit |
| 2nd Quarter | April | April 5, 2025 | Direct Deposit |
| 3rd Quarter | July | July 5, 2025 | Direct Deposit |
| 4th Quarter | October | Nov 5, 2025 | Direct Deposit |
How to Check and Receive Your GST/HST Credit
Canadians can easily check their CRA benefit payments through the My CRA Account portal. Once logged in, you can view your payment history, upcoming deposits, and eligibility updates. Those without direct deposit set up will receive a mailed cheque, but online payments are faster and safer. To ensure uninterrupted benefits, keep your tax returns updated and promptly report any changes in income, address, or marital status. The CRA uses this data to adjust your payments accurately for the next benefit period.
Also Read : CRA Expands 2025 Carbon Rebate Scheme – Families to Get Up to $1,120 Tax-Free Payment from CRA
FAQ
1: Who qualifies for the GST/HST Credit?
Any Canadian resident aged 19 or older with low or moderate income qualifies automatically after filing taxes.
2: How often is the GST/HST Credit paid?
The credit is paid quarterly — in January, April, July, and October each year.
3: Is the GST/HST Credit taxable income?
No, it’s a non-taxable benefit, so it doesn’t affect your annual tax return or income bracket.
4: How do I update my banking information?
You can update your direct deposit details anytime through your My CRA Account or by calling the CRA service line.
