The Canada Revenue Agency (CRA) has confirmed a new one-time payment of $3,900 for eligible Canadians in October 2025. This special payout is aimed at providing financial relief amid the rising cost of living and inflation pressures across the country. The CRA’s $3,900 support will target low to moderate-income families, seniors, and individuals already receiving federal benefits like the GST Credit, Canada Child Benefit, or Old Age Security. Canadians are advised to check their eligibility and ensure their CRA My Account details are up to date before the scheduled payment date.
Eligibility Criteria for CRA $3,900 One-Time Payment October 2025
The CRA has outlined specific eligibility rules for those entitled to the $3,900 one-time benefit. Canadians must have filed their 2024 tax return and earned within the CRA’s income limits. Beneficiaries of programs like the GST/HST Credit, Canada Workers Benefit, or Guaranteed Income Supplement are most likely to receive the payout. Permanent residents, citizens, and refugees with valid SIN numbers are also included. Those with higher incomes may see reduced or no benefits based on CRA’s phase-out income thresholds.
- Must be a Canadian resident for tax purposes in 2025.
- Must have filed 2024 income tax return.
- Eligible for CRA-administered benefits like OAS, CCB, or GIS.
- Income under CRA’s maximum threshold limits.
Payment Schedule and CRA Deposit Dates
The CRA $3,900 one-time payment will be automatically credited to eligible Canadians’ bank accounts between October 14 and October 20, 2025. Those without direct deposit will receive cheques by mail, which may take up to 10 additional business days. The payment will appear as “CRA Benefit” on your account statement. Recipients are encouraged to check their CRA My Account or the official CRA mobile app for payment tracking. Any delays due to verification or address mismatches will be resolved within 30 days of the issue date.
- Direct deposit: October 14–20, 2025
- Cheque mail-out: By October 25, 2025
- Verification processing: Within 30 business days
How to Apply or Check CRA $3,900 Benefit Status
No formal application is needed for the CRA $3,900 payment if you’re already receiving qualifying benefits. CRA will automatically assess eligibility based on your 2024 income return. Canadians can check their status online via CRA My Account, the MyBenefits CRA app, or by contacting CRA’s toll-free support line. Ensure that your banking and mailing details are updated to avoid payment delays. For additional verification, CRA may request proof of income or residency before releasing the funds.
- Login to CRA My Account or MyBenefits CRA app.
- Check “Benefits and Credits” section for status updates.
- Update direct deposit information if changed recently.
- Contact CRA helpline for unresolved payment issues.
Comparison of CRA One-Time Payment Details and Eligibility
The table below outlines key details of the CRA $3,900 payment, including eligibility, payout window, and other important program information for Canadians in 2025. This information helps residents understand when and how they can expect their payment to arrive and who exactly qualifies for this support.
| Particulars | Details |
|---|---|
| Program Name | CRA $3,900 One-Time Payment 2025 |
| Administered By | Canada Revenue Agency (CRA) |
| Payment Amount | $3,900 (one-time, non-taxable) |
| Payment Dates | October 14 – October 20, 2025 |
| Eligible Groups | Low-income families, seniors, benefit recipients |
| Application Required | No, automatic assessment by CRA |
| Mode of Payment | Direct deposit or mailed cheque |
| CRA Contact | 1-800-959-8281 or CRA My Account |
FAQs on CRA $3,900 One-Time Payment October 2025
Q1. Who is eligible for the CRA $3,900 one-time payment?
A1. Canadians receiving CRA-administered benefits with income under set limits are eligible.
Q2. When will the CRA $3,900 payment be issued?
A2. The payment will be deposited between October 14 and 20, 2025.
Q3. Do I need to apply for this CRA payment?
A3. No, CRA will automatically assess eligibility from your 2024 tax return.
Q4. Is the CRA $3,900 payment taxable?
A4. No, this payment is non-taxable and will not affect other benefit entitlements.
