The CRA $628 Grocery Rebate coming in November 2025 is a major relief measure announced by the Canadian government to help families cope with rising grocery prices. This rebate is designed to support low- and middle-income households who are struggling with the high cost of living. Eligible Canadians will receive this one-time payment directly into their bank accounts. The initiative aims to ease inflation-related burdens while providing immediate financial assistance to millions of citizens across the country. Let’s explore the payment breakdown, eligibility criteria, and key dates in detail.
CRA Grocery Rebate Eligibility for Canadian Families
The CRA Grocery Rebate will be available to individuals and families who qualified for the GST/HST Credit earlier in 2025. Canadians must have filed their 2024 tax return to be automatically considered for the rebate. The Canada Revenue Agency uses household income and family size to determine the exact payment amount. For instance, a single adult without children receives less than a family with two or more dependents. The rebate will be directly credited into eligible recipients’ bank accounts linked with their CRA My Account, ensuring a fast and secure transfer process.
Canada CRA Dept. Confirms 2025 Payment Schedule – Date Calendar for All Monthly Benefits and Rebates
Payment Breakdown and Amount Details for Canadian Residents
The CRA $628 Grocery Rebate amount depends on household structure. Single Canadians can receive up to $234, while couples may get around $467, and families with children can receive the full $628 benefit. This rebate provides crucial support to offset food inflation and utility price hikes. The payment schedule confirms that deposits will begin rolling out in November 2025, similar to other CRA benefit timelines. The program aligns with the government’s ongoing efforts to stabilize household expenses and improve economic security for low-income Canadians during the inflationary phase.
| Category | Maximum Rebate Amount (CAD) | Eligibility Basis | Payment Date |
|---|---|---|---|
| Single Individual | $234 | Annual income below $45,000 | November 18, 2025 |
| Married Couple | $467 | Combined income below $65,000 | November 18, 2025 |
| Family with 1 Child | $545 | Household income under $70,000 | November 19, 2025 |
| Family with 2+ Children | $628 | Household income under $85,000 | November 19, 2025 |
| Seniors (60+) | $315 | Registered under OAS program | November 20, 2025 |
How to Check Payment Status on CRA Portal
Eligible Canadians can track their grocery rebate payment through their CRA My Account. After logging in, users should navigate to the “Benefits and Credits” section and look for the payment status under the Grocery Rebate 2025 tab. The portal will show whether the payment has been issued, along with the exact date and amount. Those who do not have direct deposit may receive a paper cheque by mail, which could take additional days. It’s advisable to verify that banking information is updated before November 10, 2025, to ensure timely deposit.
Government Initiative and Purpose Behind the CRA Grocery Rebate
The Canadian government introduced the $628 Grocery Rebate to provide direct relief to households battling inflation. Rising prices of food, rent, and transportation have significantly affected low-income families, and this rebate is a targeted step to reduce that pressure. The initiative is part of the broader cost-of-living plan that also includes energy bill support and increased housing assistance. By delivering the rebate automatically through the CRA, the government ensures that no additional applications are required, making the process simpler and faster for eligible citizens across all provinces.
FAQ 1: Who qualifies for the CRA Grocery Rebate?
Anyone who received the 2025 GST/HST Credit automatically qualifies for the rebate.
FAQ 2: When will the CRA Grocery Rebate be paid?
The payment is scheduled for mid-November 2025, starting from November 18.
FAQ 3: Do I need to apply for the rebate?
No, the rebate is automatic if your 2024 tax return was filed and processed by CRA.
FAQ 4: How much will seniors receive?
Eligible seniors registered under OAS may receive up to $315 in November 2025.
